Low Cost Home Insurance Buying Tips

If you own a home you need insurance and normally your home is your most valued asset and you want to keep it protected. The purpose of homeowner's insurance is to cover the cost of losses on the structure of the home and it may also cover the contents of the home. Insurance is an expensive addition to your budget but it is a necessary expense and here are some low cost insurance buying tips for you. With a little bit of pre-thinking you can save yourself a lot of money when buying home insurance.


Buying insurance can be a gamble, sometimes you need it and sometimes you don't but smart people don't risk it. You should buy insurance you need to cover your home and all that is in it.


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Home Insurance Tips

The Facts On Natural Disaster Insurance

Natural disasters can hit anyone at anytime. It may be a tornado that rips through a city, a hurricane that blows in from the ocean or a torrential rain that causes intense flooding. Natural disaster insurance provides coverage for losses sustained by natural disasters. Regular homeowner's insurance is probably not enough to cover damages in a weather catastrophe. You may not have thought about it but you could lose everything you own in one storm that blows through. It is a wise decision to understand exactly what your policy covers in terms of disasters or natural catastrophes.


Catastrophe or disaster insurance will help you have piece of mind in case you lose your possessions and home because of a natural disaster. 


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Natural Disaster Insurance Information

Improving Your Personal Cash Flow

Cash flow consists of the income that one makes minus the expenses that one has.  If you want to improve your personal cash flow, then you either need to increase your income, decrease your expenses, or do a combination of both.  Once you have a positive personal cash flow, then you can use the extra cash each month and use it to either pay off debts or purchase assets that will provide you with more cash.  Eventually, the amount of extra cash will add up such that your income from assets will be more than your monthly living expenses.  At that point, you are financially free. Money management and improving your personal cash flow is very important. 


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Personal Cash Flow

Why Investing in Silver May Be Smarter Than You Think

The price of gold has been hitting record prices recently, and the news is filled with more concerns regarding the global financial system. Gold prices are certainly expensive, but have you considered investing in silver? There are several reasons why investing in silver may be a very good idea, even better than investing in gold. Just two of the reasons discussed are the small size of the silver market when compared to gold and the fact that silver is affordable for a much greater number of people than gold. If you want to benefit from increased precious metals prices, now is the time to consider a silver investment. 


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Silver Investing 

Books to Learn Options Trading

Learning to trade options by paying thousands of dollars for a seminar is no guarantee of success in the market. Spending much less by reading books on option trading is also no guarantee of success but will leave some money available to begin trading. There are many books about trading options that are appropriate for all knowledge and skill levels from the novice trader to the experienced options trader. It is useful to read books from several different authors as well since the information presented may be different or easier to understand in another book.


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Options Trading Books

Swing Trading Covered Calls for Extra Monthly Income

When managing a covered call portfolio requires an investor to have a rough idea of support and resistance in the stocks against which covered calls have been sold.  Using this knowledge, it is possible to swing trade the normal volatility of the stock market by selling covered calls when the stock approaches resistance, repurchase the calls when the stock declines toward support, and then resell the covered calls when the stock rallies again.  This does not change the overall position of the portfolio, but does allow the investor to make some extra monthly income which can be substantial for larger stock positions. If you know how to play the swings in the market you can supply yourself with some extra income.


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Extra income with swing trading stocks

Trading Goldman Sachs with Bull Put Spreads

Bull puts spreads are a type of option trade that allows an investor to sell puts on higher priced stocks while limiting the amount of downside risk.  The trade involves selling a put in order to bring cash into the trading account and purchasing a put at a lower strike price as protection against a major drop in the stock.  One of the best ways to learn about bull put spreads is by using an example.  The example for this trade uses the stock of Goldman Sachs which is a higher priced stock that may have some significant downside exposure but may have found a bottom.


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Bull Put Spreads Information